Types of Disability Benefits Available in Maine

Social Security Disability Insurance (SSDI)

• Available to individuals who have worked long enough and paid Social Security taxes (FICA).
• Provides monthly cash benefits based on your earnings record.
• Also provides Medicare eligibility after 24 months of receiving benefits.

Supplemental Security Income (SSI)

• Based on financial need, not work history.
• Provides monthly cash payments to individuals with limited income and resources.
• Includes eligibility for MaineCare (Medicaid).

Eligibility Criteria for Disability Benefits in Maine

To qualify for SSDI or SSI in Maine, you must meet these requirements:

• Have a medical condition that prevents you from working and is expected to last at least 12 months or result in death.
• Provide detailed medical evidence supporting your disability.
• Meet the work credit requirements (for SSDI) or income/resource limits (for SSI).

How Much Can You Receive in Disability Benefits in Maine?

• SSDI amounts are based on your average lifetime earnings covered by Social Security. The average SSDI benefit in 2024 is around $1,537 per month, but amounts vary.
• SSI provides a set federal benefit amount, with possible state supplements provided by Maine for eligible recipients.

Applying for Disability Benefits in Maine

You can apply:

• Online at www.ssa.gov/apply
• By phone at 1-800-772-1213
• In person at your local SSA office