What Is Substantial Gainful Activity (SGA)?

As of 2025, the SSA considers someone to be engaged in SGA if they earn more than $1,550 per month (or $2,590 if blind). If you are working part-time but earn less than the SGA limit, you may still qualify for SSDI—as long as your disability prevents you from working full-time or earning above the threshold.

Key Things to Know if You’re Working Part-Time

1. Your Hours and Duties Matter

SSA doesn’t just look at how much money you make—it also evaluates the type of work you’re doing, how many hours you’re working, and whether that activity contradicts your claim of being disabled.

2. Honesty Is Critical

You must disclose any work, even part-time or temporary jobs, when applying for SSDI. Failing to report work can cause your claim to be denied or your benefits to be suspended later.

3. You May Be Eligible for a Trial Work Period

If you're already receiving SSDI, the SSA offers a Trial Work Period (TWP). This allows you to test your ability to work without immediately losing your benefits. During the TWP, you can earn more than the SGA limit for up to nine months within a 60-month period.

Applying for SSDI While Working

When applying, make sure you:

• Provide full details about your job
• Include medical documentation that shows your condition limits your ability to work full-time
• Explain how your job is modified due to your disability (if applicable)

The SSA will use all this information to evaluate whether your work indicates you're capable of full-time employment or not.